BY: ERICA MILOSH

The “Making It Work” Financial Literary Workshop is a quick and valuable cultural credit that teaches students the realities of credit and debit cards. (Nichols students are required to complete 16 cultural credits, which enhance learning through culturally and societally relevant topics.) At first glance, financial literacy does not seem like the most stimulating topic, but the faculty members responsible for the workshop kept everyone’s attention by involving students in the discussion. The designers and leaders of the workshop include Jennifer Bianco, director of financial assistance; Rachel Ferreira, assistant director of enrollment for peer engagement; Lisa Liese, director of student accounts; and Katie Moulton, associate director of enrollment for student success and retention.

The first segment of “Making It Work” took place Sept. 23. Most of the session was spent learning the gritty details about credit cards, how to use them, and the importance of one’s credit score. The animated speakers kept students involved with “True or False” games and other trivia.

The second part of the workshop, which was held Sept. 30, compared credit and debit cards. The speakers immediately started with a Jeopardy game to test our general knowledge about the differences in cards. Some of the financial literacy jargon—such as the term “churning”—caught students off guard. Even the most financially savvy student had something new to learn. Afterward, Jen, Rachel, Lisa, and Katie kept the conversation lively by providing real life stories about financial mishaps. All of the presenting women had valuable advice to offer about finances.

Usually, I’m one to cringe when pondering money-related situations, but I learned a lot during both “Making It Work” sessions. The presenters did a great job turning a dull topic into stimulating and informative knowledge. I’ve always been scared of credit cards, but I have far more confidence in my judgment now. I’ve learned it’s impossible to rely on a debit card forever, and I shouldn’t be using it in certain situations.

These financial literacy segments began last spring and will continue to be held once in the spring and once in the fall for a cultural credit. The presenters wrapped up this fall’s session by asking students what else they would like to learn about financial matters.